Personal Umbrella Coverage

You already have insurance for the everyday – your home, car, cottage and boat. But there's more to your everyday: your quality of life, assets and reputation.

Having a claim is not the time to find there are gaps in your insurance.Think Personal Umbrella Coverage. It provides an extra layer of protection to you and your family. It protects your quality of life, your assets and your hard-earned reputation.

Personal Umbrella Coverage features:

Legal liability protection if you are sued for causing bodily injury or property damage
Up to $5 million in additional liability limits available—over and above your auto and property insurance
Libel, slander and defamation of character coverage
Pays for your legal defense and expenses if an insured claim is not covered by your other insurance
Cover loss of earnings if you incur this expense at our request (i.e. time off work to prepare a defense)
Worldwide coverage—take it with you wherever you go

Personal Umbrella Coverage is ideal for:

Home or condominium owners
Owners of cottages, rental properties, boats and snowmobiles
Well-established individuals
People who:
- Are active in their communities
- Volunteer for school field trips or outings with their grandchildren or children’s friends
- Carpool
- Travel
- Are volunteers/directors of non-profit organization, including condominium corporations

Speak to a broker at 1-855-296-2525 to see how you can add this coverage to your My Car and Home™ policy.