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Identity Theft Insurance
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Tenants Insurance

You may think you don't need tenants insurance. But imagine the cost of replacing everything you own. Get proper coverage for liability and your personal belongings.

Get the protection you and your apartment need. But also get all the benefits and discounts that come with being insured through Grey Power, designed for Canadians 50 or over. Here are just a few:

  • My Achiever®
    Have you been claims-free for 3 years or more? In the event of your first claim, your claims-free discount won't be affected, and we'll even waive the deductible (up to $1,000) for most perils, such as wind, fire, theft, etc., at no extra charge.
  • GP Assistance
    Get unlimited access to a 24/7 legal information hotline and reimbursement of expenses for a range of home care services — at no extra charge.
  • Combined tenants and auto insurance discount
    Why not insure your home and your car all in one place? You can save up to 17% on car insurance and save some more on tenants insurance.

Let Grey Power discounts save you more!

Have an alarm system? Willing to increase your deductibles? See what other discounts you may be eligible for when shopping for tenants insurance.

  • My Achiever®
    Have you been claims-free for 3 years or more? In the event of your first claim, your claims-free discount won't be affected, and we'll even waive the deductible (up to $1,000) for most perils, such as wind, fire, theft, etc., at no extra charge.
  • GP Assistance
    Get unlimited access to a 24/7 legal information hotline and reimbursement of expenses for a range of home care services — at no extra charge.
  • Combined tenants and auto insurance discount
    Why not insure your home and your car all in one place? You can save up to 10% on car insurance and save some more on tenants insurance.

Let Grey Power discounts save you more!

Have an alarm system? Willing to increase your deductibles? See what other discounts you may be eligible for when shopping for tenants insurance.

  • Claims-Free Protector
    If you have been claims-free for at least 5 years, we guarantee your claims-free discount won't be affected by your first claim — no extra charge.
  • GP Assistance
    Get unlimited access to a 24/7 legal information hotline and reimbursement of expenses for a range of home care services — at no extra charge.
  • Combined tenants and auto insurance discount
    Why not insure your home and your car all in one place? You can save up to 15% on tenants insurance and save some more on car insurance.

Let Grey Power discounts save you more!

Have an alarm system? Willing to increase your deductibles? See what other discounts you may be eligible for when shopping for tenants insurance.

Get a tenants insurance quote online or call us toll-free at 1-855-296-2525.

What's covered

The Tenants Comprehensive policy through Grey Power covers you against:

  • Fire or Lightning
  • Explosion
  • Smoke damage
  • Vandalism or Malicious acts
  • Water damage*
  • Windstorm or Hail
  • Glass breakage
  • Theft
  • Collapse, including weight of ice, snow and sleet
  • Fuel oil escape

Additional events may also be included. Ask a Grey Power broker for details.

Why do I need tenant insurance?
You may think you don't need tenants insurance at all. But imagine the cost of replacing everything you own. Get proper coverage for liability and your personal belongings through Grey Power.

Be sure you're not undervaluing your possessions and limiting your coverage.
Click here for a helpful inventory calculator that will help you determine the total replacement value of your belongings.

There are still more reasons to choose Grey Power for all your renters insurance needs:

  • Minimum of $1,000,000 worldwide personal liability coverage
  • No deductible for claims over $10,000
  • Replacement cost on personal property—have your personal property repaired or replaced with new articles without deducting for depreciation.

Free extras

Why not get more than the standard coverage you pay for? Buy tenants insurance through Grey Power and get these extras for free.

  • Flexible Payment Options – Choose your monthly payment date or ask about our no fee payment optionss.
  • 24/7 Claims Service – Receive fast, reliable assistance from a live claims representative 24 hours a day, 7 days a week.

Extras to consider

Your insurance needs may go beyond our standard Comprehensive Tenants policy. Get extra protection for just a few dollars a month.

MY NAME® Identity Theft coverage
It takes a thief only a few hours to assume your identity—but it can take you several months, even years, to restore your good name. Identity theft insurance protects you when someone uses your credit card, driver's license or other identification for criminal purposes. With more and more ways to steal your identity, it's protection that is needed more than ever. Simply call the 24/7 Assistance line for help to restore your identity, get legal information and arrange expense reimbursement.

Sewer backup insurance
Combine your city or municipality's aging and often overburdened infrastructure with increasingly extreme storms, and sewer backup protection makes sense. Depending on where you live, sewer backup may be a concern even if you live above the ground floor. And don't forget your storage locker.

Additional protection for valuables
As you go through life you accumulate objects of value—jewelry, memorabilia, artwork, sports equipment and more. Your Grey Power broker can help you find the right coverage for the things you treasure.

Personal Umbrella Coverage
The Personal Umbrella Coverage through Grey Power protects you with worldwide legal liability insurance over and above your auto and home insurance policies if you're sued for causing bodily injury or property damage, defamation of character, libel or slander.

Additional protection for valuables
As you go through life you accumulate objects of value—jewelry, memorabilia, artwork, sports equipment and more. Your Grey Power broker can help you find the right coverage for the things you treasure.

Personal Umbrella Coverage
The Personal Umbrella Coverage through Grey Power protects you with worldwide legal liability insurance over and above your auto and home insurance policies if you're sued for causing bodily injury or property damage, defamation of character, libel or slander.

Let Grey Power take care of your insurance needs

Insure the things you value and enjoy the convenience and efficiency of dealing with one company.

Savings amounts are based on filed discount and rates. These amounts may vary based on each person's individual insurance profile.
Savings amounts are based on filed discount and rates. These amounts may vary based on each person's individual insurance profile.
*Sewer backup coverage is excluded but specific coverage can be purchased.
This is an overview of some of the benefits for which you may be eligible and is for informational purposes only and does not replace your policy. Some conditions and restrictions may apply. Please refer to your tenants insurance policy for full details of the coverage.

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