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Cottage Insurance
Whether you're looking for cottage insurance or trailer insurance, Grey Power can help you protect your seasonal getaway when you're there and when you're not.
Get the protection you and your cottage deserve. But also get the benefits and discounts that come with being insured through Grey Power, designed for those 50 or over.
Here are just a few:
- Combined condo and auto insurance discount
Why not insure your home and your car all in one place? You can save up to 15% on car insurance and save some more on home insurance. Your cottage will be eligible for a discount too. - Let Grey Power discounts save you more!
Have an alarm system? Willing to increase your deductibles? See what other discounts you may be eligible for when shopping for cottage insurance.
- Combined condo and auto insurance discount
Why not insure your home and your car all in one place? You can save up to 15% on home insurance and save some more on car insurance. Your cottage may be eligible for a discount too. - Let Grey Power discounts save you more!
Have an alarm system? Willing to increase your deductibles? See what other discounts you may be eligible for when shopping for cottage insurance.
- Combined condo and auto insurance discount
Why not insure your home and your car all in one place? You can save up to 10% on car insurance and save some more on home insurance. Your cottage will be eligible for a discount too. - Let Grey Power discounts save you more!
Have an alarm system? Willing to increase your deductibles? See what other discounts you may be eligible for when shopping for cottage insurance.
Speak to one of our licensed insurance brokers at 1-855-296-2525 to see how you can add Cottage Insurance to your home policy.
What’s covered
Anything can happen, so choose the coverage against:
- Fire or Lightning
- Bear damage
- Explosion
- Damage from a falling object
- Lightning
- Smoke damage*
- Water damage**
- Windstorm or hail***
Additional events may also be included. Ask a Grey Power broker for details.
Be it a seasonal condo, house or trailer, a knowledgeable Grey Power broker will help you select the right insurance package for you depending on your needs for:
- Dwelling (the physical building or unit)
- Attached structures (e.g., attached garage, swimming pool, hot tub, etc.)
- Additional buildings (e.g. detached garage, shed, gazebo etc.)
- Personal property (equipment used for maintenance of dwelling, appliances, patio furniture, etc.)
- Loss of use of your cottage (cost of accommodation, food, transportation if the home is unfit for occupancy)
- Personal liability (protection against being sued arising out of property ownership or your personal actions) and much more.
Seasonal home insurance offered through Grey Power is only available to existing homeowner, condominium owner or tenant insurance policyholders.
Free extras
Why not get more than the standard coverage you pay for? Buy cottage insurance through Grey Power and get these extras for free.
- Flexible Payment Options – Choose your monthly payment date or ask about our no fee payment options.
- 24/7 Claims Service†– A helpful claims representative will be in touch in 30 minutes or less. If not, you get a cheque for the amount of your applicable annual premium—up to $1000. No extra charge.
Extras to consider
Your insurance needs may go beyond our standard seasonal home policy. Get extra protection for just a few dollars a month.
You take pride in your home, both inside and out. Protect your garden paradise. MY GARDEN® protects your trees, shrubs, plants, lawn and other landscaping elements such as rocks, ponds and patios. It also provides additional coverage for design fees and expenses associated with creating your garden.
Personal Umbrella Coverage
The Personal Umbrella Coverage through Grey Power protects you with worldwide legal liability insurance over and above your auto and home insurance policies if you’re sued for causing bodily injury or property damage, defamation of character, libel or slander.
Extras to consider
Your insurance needs may go beyond our standard seasonal home policy. Get extra protection for just a few dollars a month.
You take pride in your home, both inside and out. Protect your garden paradise. MY GARDEN® protects your trees, shrubs, plants, lawn and other landscaping elements such as rocks, ponds and patios. It also provides additional coverage for design fees and expenses associated with creating your garden.
Personal Umbrella Coverage
The Personal Umbrella Coverage through Grey Power protects you with worldwide legal liability insurance over and above your auto and home insurance policies if you're sued for causing bodily injury or property damage, defamation of character, libel or slander.
Let Grey Power take care of your insurance needs
Insure the things you value and enjoy the convenience and efficiency of dealing with one company.
* Excludes damage resulting from a fireplace.
** Sewer back up coverage is excluded but specific coverage can be purchased.
*** Excludes damage to antennae and satellite dishes.
† The Guarantee is not valid where the following conditions exist at the time of the first call to Trafalgar: a force majeure, earthquake, blackout, hailstorm, forest fire, flood, act of terrorism, war or other major natural disaster or political unrest beyond our control that would impact our ability to deliver our promised service level.
This is an overview of some of the benefits for which you may be eligible and is for informational purposes only and does not replace your policy. Some conditions and restrictions may apply. Please refer to your seasonal home insurance policy for full details of the coverage.