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Home Insurance Quotes

There is no place like home. Protect it and all the valuables in it with the home insurance that’s right for you.

Get the protection you and your house deserve. But also get the benefits and discounts that come with being insured through Grey Power, designed for Canadians 50 or over.

Here are just a few:

  • My Achiever®
    Have you been claims-free for 3 years or more? In the event of your first claim, your claims-free discount won't be affected, and we'll even waive the deductible (up to $1,000) for most perils, such as wind, fire, theft, etc., at no extra charge.
  • GP Assistance
    Get unlimited access to a 24/7 legal information hotline and reimbursement of expenses for a range of home care services— no extra charge.
  • GP Advantage
    Increases your coverage limit for personal property and provides coverage for expenses associated with compliance with bylaws and building codes that affect the rebuilding cost of your home— no extra charge.
  • Combined home and auto insurance discount
    Why not insure your home and car all in one place? Save up to 17% on car insurance and up to 10% on home insurance by combining your policies.

Let Grey Power discounts save you more!

Paid off your mortgage? Have an alarm system? Willing to increase your deductibles? See what other discounts you may be eligible for when shopping for home insurance.

  • My Achiever®
    Have you been claims-free for 3 years or more? In the event of your first claim, your claims-free discount won't be affected, and we'll even waive the deductible (up to $1,000) for most perils, such as wind, fire, theft, etc., at no extra charge.
  • GP Assistance
    Get unlimited access to a 24/7 legal information hotline and reimbursement of expenses for a range of home care services— no extra charge.
  • GP Advantage
    Increases your coverage limit for personal property and provides coverage for expenses associated with compliance with bylaws and building codes that affect the rebuilding cost of your home— no extra charge.
  • Combined home and auto insurance discount
    Why not insure your home and car all in one place? Save up to 10% on car insurance; and up to 15% on home insurance by combining your policies.

Let Grey Power discounts save you more!

Paid off your mortgage? Have an alarm system? Willing to increase your deductibles? See what other discounts you may be eligible for when shopping for home insurance.

  • Claims-Free Protector
    If you have been claims-free for at least 5 years, we guarantee your claims-free discount won't be affected by your first claim— no extra charge.
  • GP Assistance
    Get unlimited access to a 24/7 legal information hotline and reimbursement of expenses for a range of home care services— no extra charge.
  • Combined home and auto insurance discount
    Why not insure your home and your car all in one place? You can save up to 15% on home insurance and save some more on car insurance.

Let Grey Power discounts save you more!

Paid off your mortgage? Have an alarm system? Willing to increase your deductibles? See what other discounts you may be eligible for when shopping for home insurance.

Get a home insurance quote online or call us toll-free at 1-855-296-2525.

What’s covered

The standard Homeowners Comprehensive policy through Grey Power covers your home against:

  • Fire or Lightning
  • Explosion
  • Smoke damage
  • Vandalism or Malicious acts
  • Water damage*
  • Windstorm or Hail
  • Glass breakage
  • Theft
  • Collapse, including weight of ice, snow and sleet
  • Fuel oil escape

Additional events may also be included. Ask a Grey Power broker for details.

But there’s more to home insurance than insuring the four walls and the roof. It’s the fence and the garage, plus the risk of getting sued too. The standard Comprehensive Homeowners Policy through Grey Power was designed to cover these and more:

  • Dwelling building (the physical structure of your home)
  • Attached structures (attached garage, carport, outdoor pool, hot tub, etc.)
  • Detached structures (detached garage, shed, fence, etc.)
  • Personal property (furniture, appliances, electronics, clothes, etc.)
  • Loss of use of your home (cost of accommodation, food, transportation if your home is unfit for occupancy or if you have to move)
  • Personal liability (protection against being sued for injury to someone or property damage)

Plus you’re also covered for:

  • Lock repair and replacement, if your keys are stolen
  • Debris removal
  • Spoiled food in your freezer
  • Fire department charges and more

There are still more reasons to choose Grey Power for your house insurance needs:

  • Minimum of $1,000,000 worldwide personal liability coverage
  • No deductible for claims over $30,000$30,000 $100,000
  • Replacement cost on personal property—have your personal property repaired or replaced with new articles without deducting for depreciation.

Do you live in a house that is part of a condominium corporation?
Your needs may be better served by Condominium Insurance. Let one of our knowledgeable brokers find the right coverage for you.

Do you live in an apartment or other type of rental unit?
You may think you don’t need insurance at all. But imagine the cost of replacing everything you own. Get proper coverage for liability and your personal belongings with affordable Tenants Insurance.

Do you rent out your property and live somewhere else?
As a landlord you need a special policy for the home you rent out. Chances are you also left some of your possessions for your tenants to use, be it major appliances, garden equipment or furniture. Protect your investment with Landlord Insurance.

Free extras

Why not get more than the standard coverage you pay for? Buy home insurance through Grey Power and get these extras for free.

  • Flexible Payment Options – Choose your monthly payment date or ask about our no fee payment options.
  • 24/7 Claims Service** – You can speak to a helpful claims representative in 30 minutes or less. If not, you get a cheque for the amount of your applicable annual premium—up to $1000. No extra charge.

Extras to consider

Your house insurance needs may go beyond our standard Homeowners Comprehensive policy. Get extra protection for just a few dollars a month.

MY NAME® Identity Theft coverage
It takes a thief only a few hours to assume your identity—but it can take you several months, even years, to restore your good name. Identity theft insurance protects you when someone uses your credit card, driver’s license or other identification for criminal purposes. With more and more ways to steal your identity, it’s protection that is needed more than ever. Simply call the 24/7 Assistance line for help to restore your identity, get legal information and arrange expense reimbursement.

Sewer backup coverage
Combine your city or municipality’s aging infrastructure with increasingly extreme weather conditions and sewer backup protection makes sense. Protect yourself against expenses for cleanup and repairs after water damage.

Additional protection for valuables
As you go through life you accumulate objects of value—jewelry, memorabilia, artwork, sports equipment and more. Your Grey Power broker can help you find the right coverage for the things you treasure.

MY GARDEN®
You take pride in your home, both inside and out. Protect your garden paradise. MY GARDEN® protects your trees, shrubs, plants, lawn and other landscaping elements such as rocks, ponds and patios. It also provides additional coverage for design fees and expenses associated with creating your garden.

Personal Umbrella Coverage
The Personal Umbrella Coverage through Grey Power protects you with worldwide legal liability insurance over and above your auto and home insurance policies if you’re sued for causing bodily injury or property damage, defamation of character, libel or slander.

Additional protection for valuables
As you go through life you accumulate objects of value—jewelry, memorabilia, artwork, sports equipment and more. Your Grey Power broker can help you find the right coverage for the things you treasure.

MY GARDEN®
You take pride in your home, both inside and out. Protect your garden paradise. MY GARDEN® protects your trees, shrubs, plants, lawn and other landscaping elements such as rocks, ponds and patios. It also provides additional coverage for design fees and expenses associated with creating your garden.

Personal Umbrella Coverage
The Personal Umbrella Coverage through Grey Power protects you with worldwide legal liability insurance over and above your auto and home insurance policies if you're sued for causing bodily injury or property damage, defamation of character, libel or slander.

Let Grey Power take care of your insurance needs

Insure all the things you value through Grey Power and enjoy the convenience and efficiency of dealing with one company.

Savings amounts are based on filed discount and rates. These amounts may vary based on each person's individual insurance profile.
Savings amounts are based on filed discount and rates. These amounts may vary based on each person's individual insurance profile.
*Sewer backup coverage is excluded but specific coverage can be purchased.
**The Guarantee is not valid where the following conditions exist at the time of the first call to Trafalgar: a force majeure, earthquake, blackout, hailstorm, forest fire, flood, act of terrorism, war or other major natural disaster or political unrest beyond our control that would impact our ability to deliver our promised service level.

This is an overview of some of the benefits for which you may be eligible and is for informational purposes only. Some conditions and restrictions may apply. Please refer to your homeowners insurance policy, or ask your Grey Power broker for full details of the coverage.

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